How do I know if I need to pay a deductible?

If you are responsible for the accident, and the claim is going through your insurance company, you will need to determine how much your deductible is based on what your policy states. Deductibles range anywhere from $250.00 -$1000.00. The amount of the deductible also depends on whether the claim is considered a comprehensive claim, collision, uninsured motorist or “hit and run”. It is very important to check with your insurance agent to determine the type of deductible.